Client Communication Briefings

September 18, 2001

     After its longest shutdown since 1914, the newly reopened market responded pretty much as predicted. It wasn’t a pretty scene, with the Dow experiencing the largest point drop in history at 684.81 and closing at 8920 for the day. The Nasdaq, after seeing its second largest percent drop of 115.71, closed at 1579.

    However, amid the gloom there were positive signs. First, it was no small thing that the market opened at all given the extent of the damage to Wall Street last week. The NYSE was fully operational and handled record volume. The opening, and the entire trading day actually, was conducted in an orderly fashion. Even before the emotional opening bell that was sounded by members of the New York Police and Fire Departments, the Fed announced a 50bp reduction in both the Fed Funds and Discount rate, representing the eighth cut of the year (and leaving the door open for an additional cut at their regular meeting on October 2). Companies announced or extended buy back programs and the SEC eased some restrictions to encourage buying at the open.

    Despite some of the pre-bell announcements, the market opened decidedly on the downside and the Nasdaq dropped more than 6% out of the gate. By mid-morning, it looked like the Nasdaq was stabilizing after the initial panic selling, and patriotic buying and both indices were fighting to overcome their early lows. It didn’t take long, however, for the slip to return and carry through for the remainder of the session.

    As predicted in the wake of the terrorist attacks, defense, security, storage, and gold sectors experienced the most encouraging activity in the market today, while airline, hotel, media, and brokerage sectors suffered considerable declines.

    In all, it was a day unlike many we see in the market—that’s a fortunate thing. Days like this predictably follow in the aftermath of shocking events. Uncertainty fosters skepticism and confidence often diminishes. But as I illustrated in my last correspondence, the market is tremendously resilient and given the severity of this particular shocking event, it performed within, and some would argue, above, expected ranges. Once definitive action replaces planning the retaliation, the markets will respond more favorably to the removal of uncertainty.

    I will stay in close communication with you during these trying times. While there is little that I can personally do to change the course of market events, please know that I am monitoring these developments closely and will respond according to our mandate -- protecting your assets is at the forefront of our concern.

    As always, please feel free to call or e-mail us with your questions, comments, or concerns.

Sincerely,

Michael P. Haubrich, CFP